Privacy Policy

Bluegrass Legacy Insurance
Effective Date: August 24, 2026

Information We Collect

At Bluegrass Legacy Insurance, we collect personal information when you complete any request or contact form on our website. This information may include but is not limited to:

  • Full name

  • Mailing address

  • Zip code

  • Phone number

  • Email address

We may use Microsoft Clarity, a website analytics tool, to better understand how visitors interact with our website. Clarity uses cookies and may collect behavioral data such as clicks, scrolls, and mouse movement to help us identify ways to improve the site’s design and user experience. Clarity does not collect payment information, Social Security numbers, or other highly sensitive personal data. For more information on how Microsoft collects and uses this data, please see Microsoft’s Privacy Statement.

We may use analytics, advertising, and website performance tools to better understand how visitors use our website, measure the effectiveness of our advertising, and improve our services. These tools may automatically collect certain technical information such as pages visited, browser type, device information, and interactions with our website.

How We Use Your Information

The information you provide may be used to:

  • Respond to your inquiry, provide insurance information, generate insurance quotes when requested, process applications and transactions, and communicate with you regarding the insurance products or services you requested.

We do not sell, rent, or share your personal information with unaffiliated third parties without your explicit consent, except as required or permitted by law.

Disclosure of Information

We may share your information only with:

  • Licensed insurance agents or brokers affiliated with Bluegrass Legacy Insurance

  • Insurance carriers and underwriters, for the purpose of securing quotes or processing applications

  • Trusted third-party service providers who assist in website operations, communications, or compliance subject to strict confidentiality agreements

We may also disclose personal information if required to do so by law, regulation, subpoena, or to protect the rights, safety, or property of Bluegrass Legacy Insurance, our users, or the public.

Security of Your Information

We take your privacy seriously and use administrative, technical, and physical safeguards to protect your personal data. These include secure data encryption, access restrictions, and compliance with federal and state data protection laws, including the Gramm-Leach-Bliley Act (GLBA).

Children’s Privacy (COPPA Compliance)

Bluegrass Legacy Insurance complies with the Children’s Online Privacy Protection Act (COPPA) and Kentucky state law. We do not knowingly collect or maintain personal information from individuals under 18 years of age. If personal information is submitted for a minor, it must be provided by a parent or legal guardian solely for the purpose of obtaining insurance coverage.

Your Consent

By using our website or submitting any form, you consent to the collection and use of your information in accordance with this Privacy Policy. Continued use of the website following updates signifies your agreement to the revised terms.

Changes to Our Privacy Policy

We may update this Privacy Policy at any time without prior notice. Continued use of this website signifies your acceptance of any changes.

Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact:

Bluegrass Legacy Insurance
Phone: (270) 940-0446
Email: customerservice@bluegrasslegacyins.com